- Kaylan Pepin
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Time in business, revenue, credit, and documents: the four things lenders actually check, with realistic minimums by loan type for the US and Canada....
- Kaylan Pepin
- on
A running record of who acquired whom, who changed their name, and where a given small business lender ended up. Updated as the market moves....
- Kaylan Pepin
- on
One word apart, completely different jobs. A business broker helps you buy or sell a company. A business loan broker helps you fund the one you already run....
- Kaylan Pepin
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Capital up front, repaid as a share of monthly revenue, capped at a flat multiple. How it works, what it really costs, and when it beats a term loan....
- Kaylan Pepin
- on
A term loan gives you a lump sum on a fixed schedule. A line of credit lets you draw only what you need. Here is how to match the right...
- Kaylan Pepin
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A low credit score narrows your options, it does not close the door. The products, the workarounds, and how to apply without doing more damage....
- Kaylan Pepin
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No revenue and no cash to put in does not mean no options. The financing types built for brand-new businesses, and what lenders look at instead....
- Kaylan Pepin
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Small businesses are the backbone of the economy, driving innovation, creating jobs, and contributing to local communities. However, such companies, especially when young, can be vulnerable and require funding....
- Kaylan Pepin
- on
Scientific Research and Experimental Development (SR&ED) is a program in Canada that encourages businesses to engage in research and development activities by providing tax incentives. The program is administered by...
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EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization, and is a financial metric widely used in business analysis. It provides a picture of a company’s profitability by excluding...
- Kaylan Pepin
- on
As a business owner, understanding the difference between cash flow and revenue is important. While both terms are related to the financial health of a company, they represent different aspects...
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A business plan is an essential tool for any entrepreneur or business owner. It serves as a roadmap, outlining the goals, strategies, and financial projections for your business. It provides...
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- on
As an entrepreneur, it is a good idea to have a deep understanding of liquidity and its significance in the business world. Liquidity refers to the ability of a company...
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