Business Credit Card Capacity: What Brokers Should Review
Count the jobs, not the cards. For most small businesses that means two to four, each with a clear purpose. How to size the client’s setup, and the rule that matters more than the number.
Choosing Business Credit Cards for Clients: A Brokerβs Guide
Rankings go stale the day they publish. Instead, a durable framework: how to evaluate any business card against the client’s own spending and pick the right one.
Working Capital Needs: A Business Loan Brokerβs Assessment Guide
There is no universal number. The client’s need is driven by the client’s cash conversion cycle and daily costs. Here is how to calculate the client’s own in about ten minutes.
Why a Clientβs Business Loan May Be Declined
A decline is a mismatch, not a verdict. The common reasons, what each one actually means, and the sequence that turns a no into an approval elsewhere.
How Business Credit Lines Can Affect a Clientβs Personal Credit
Often yes, through the personal guarantee, the lender’s reporting choices, and the hard inquiry at application. How each one works, and how to keep the two apart.
Business Credit Cards: What Business Loan Brokers Need to Know
Approved on the client’s personal credit, not the client’s revenue. An outstanding payment tool and a poor borrowing tool. How they work and where they fit.
Business Lender Acquisitions and Rebrands: Where Did They Go?
A running record of who acquired whom, who changed their name, and where a given small business lender ended up. Updated as the market moves.
Business Loan Broker vs. Business Broker: What’s the Difference?
One word apart, completely different jobs. A business broker helps the client buy or sell a company. A business loan broker helps the client fund the one the client already run.
Revenue-Based Financing: What Business Loan Brokers Need to Know
Capital up front, repaid as a share of monthly revenue, capped at a flat multiple. How it works, what it really costs, and when it beats a term loan.
Business Loan vs. Line of Credit: How Brokers Compare Client Options
A term loan gives the client a lump sum on a fixed schedule. A line of credit lets the client draw only what the client needs. Here is how to match the right one to the job.