Founded 2009, as Merchant Advance Capital
Headquarters Vancouver, British Columbia
Operates in Canada
Ownership Private, with debt facilities from Fortress, BMO and Comvest
Funding range Term financing $5,000 to $1,000,000; line of credit $7,500 to $125,000
Repayment Fixed daily or weekly payments with disclosed cost and no compounding; revolving draw on the line of credit
Security Unsecured, though a personal guarantee may apply
Industries Ecommerce, cannabis, retail, restaurants, automotive, salons, trades, manufacturing, SaaS, medical and transportation
Capital deployed $1B+ across 15,000+ Canadian small businesses
Leadership David Gens (Founder and CEO)
Website merchantgrowth.com
Best suited for established Canadian SMBs above $10,000 monthly revenue needing fast growth capital.
Merchant Growth is a Canadian fintech lender, founded in 2009 by David Gens, who continues to lead the company as CEO. It provides financing and working capital to small and medium-sized businesses across Canada through a fast, largely online process, and is one of Canada’s longer-standing online small-business lenders.
Make small-business financing easy to obtain, simple to understand, and fully transparent.
The company rebranded from Merchant Advance Capital to Merchant Growth in 2019. It is founder-led and operates across Canada from offices in Vancouver and Toronto.
Company profiles like this one are a general overview. To see whether a given lender would work with your business, and what they would actually offer, the answer comes from your own profile. Levr.ai matches you against a network of 50+ small business lenders across Canada and the United States.
Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and Merchant Growth. Company details change; confirm anything important directly with the company. Last reviewed July 2026.
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