Merchant Growth

Vancouver-based financing for Canadian small businesses

At a glance

Founded 2009, as Merchant Advance Capital
Headquarters Vancouver, British Columbia
Operates in Canada
Ownership Private, with debt facilities from Fortress, BMO and Comvest
Funding range Term financing $5,000 to $1,000,000; line of credit $7,500 to $125,000
Repayment Fixed daily or weekly payments with disclosed cost and no compounding; revolving draw on the line of credit
Security Unsecured, though a personal guarantee may apply
Industries Ecommerce, cannabis, retail, restaurants, automotive, salons, trades, manufacturing, SaaS, medical and transportation
Capital deployed $1B+ across 15,000+ Canadian small businesses
Leadership David Gens (Founder and CEO)
Website merchantgrowth.com

Top products

Best suited for established Canadian SMBs above $10,000 monthly revenue needing fast growth capital.

Other lenders offering these products

Driven, Journey Capital, 2M7 Financial

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About Merchant Growth

Merchant Growth is a Canadian fintech lender, founded in 2009 by David Gens, who continues to lead the company as CEO. It provides financing and working capital to small and medium-sized businesses across Canada through a fast, largely online process, and is one of Canada’s longer-standing online small-business lenders.

Mission

Make small-business financing easy to obtain, simple to understand, and fully transparent.

By the numbers

  • More than C$150M funded to over 1,700 businesses (company figures)
  • Secured a $300M forward-flow facility from Fortress Investment Group funds in 2023

Company history

The company rebranded from Merchant Advance Capital to Merchant Growth in 2019. It is founder-led and operates across Canada from offices in Vancouver and Toronto.

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Levr is software for brokering business loans. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and Merchant Growth. Company details change; confirm anything important directly with the company. Last reviewed July 2026.

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