FundThrough

Canadian fintech helping businesses get paid faster on their invoices

At a glance

Founded 2014
Headquarters Toronto, Ontario
Operates in United States and Canada
Ownership Private, VC-backed by ScaleUp Ventures, Real Ventures, Klister Credit and Urbana Corporation
Funding range Up to $999,999 in outstanding invoices on standard terms, custom pricing above $1M; advance rate up to 100%
Repayment Factor rate of 1.9% to 2.9% per 30 days, settled as your customer pays
Security Collateralised by the invoices themselves
Industries Oil and gas, technology, manufacturing, B2B wholesale, professional services, agriculture and government contracts; excludes construction and real estate
Capital deployed $3B+ in invoices factored
Leadership Steven Uster (Co-Founder and CEO), Deepak Ramachandran (Co-Founder and CTO)
Website fundthrough.com

Top products

Best suited for US and Canadian B2B businesses with unpaid invoices to creditworthy customers who need cash before payment terms expire.

Other lenders offering these products

Dare Capital, Drip Capital, Garrington Capital

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About FundThrough

FundThrough is a Toronto-based fintech, founded in 2014 by Steven Uster and Deepak Ramachandran. It operates an AI-enabled invoice funding platform that helps small and mid-sized businesses turn unpaid invoices into fast cash, with integrations into accounting and enterprise accounts-payable software such as QuickBooks. It focuses on businesses that sell to larger customers and wait on payment terms.

Mission

Help businesses that sell to larger customers bridge the cash-flow gap by getting their invoices paid early.

By the numbers

  • More than $2.7B in invoices funded since founding (company figure)
  • Investors include Klister Credit, ScaleUP Ventures, and Real Ventures

Company history

FundThrough has grown through acquisition, adding a factoring business from Bluevine in 2021 and acquiring the US consumer-brand finance company Ampla in 2025 alongside a Series B funding round, broadening its platform. It is privately held and operates across Canada and the United States.

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Levr is software for brokering business loans. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and FundThrough. Company details change; confirm anything important directly with the company. Last reviewed July 2026.

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