Founded 2014
Headquarters Toronto, Ontario
Operates in United States and Canada
Ownership Private, VC-backed by ScaleUp Ventures, Real Ventures, Klister Credit and Urbana Corporation
Funding range Up to $999,999 in outstanding invoices on standard terms, custom pricing above $1M; advance rate up to 100%
Repayment Factor rate of 1.9% to 2.9% per 30 days, settled as your customer pays
Security Collateralised by the invoices themselves
Industries Oil and gas, technology, manufacturing, B2B wholesale, professional services, agriculture and government contracts; excludes construction and real estate
Capital deployed $3B+ in invoices factored
Leadership Steven Uster (Co-Founder and CEO), Deepak Ramachandran (Co-Founder and CTO)
Website fundthrough.com
Best suited for US and Canadian B2B businesses with unpaid invoices to creditworthy customers who need cash before payment terms expire.
FundThrough is a Toronto-based fintech, founded in 2014 by Steven Uster and Deepak Ramachandran. It operates an AI-enabled invoice funding platform that helps small and mid-sized businesses turn unpaid invoices into fast cash, with integrations into accounting and enterprise accounts-payable software such as QuickBooks. It focuses on businesses that sell to larger customers and wait on payment terms.
Help businesses that sell to larger customers bridge the cash-flow gap by getting their invoices paid early.
FundThrough has grown through acquisition, adding a factoring business from Bluevine in 2021 and acquiring the US consumer-brand finance company Ampla in 2025 alongside a Series B funding round, broadening its platform. It is privately held and operates across Canada and the United States.
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Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and FundThrough. Company details change; confirm anything important directly with the company. Last reviewed July 2026.
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