Founded 2019
Headquarters Rockwall, Texas
Operates in United States
Ownership Private and founder-owned
Funding range Construction factoring supports projects up to $7,000,000, with advance rates up to 95%
Repayment Factoring — receivables are purchased at a discount and settled as customers pay
Security Secured by invoices; no long-term contracts and no termination fees
Industries Construction subcontractors and manufacturing, and B2B generally where customers are creditworthy
Leadership Cole Harmonson (Co-Founder and CEO), Debra Zukonik (Co-Founder and COO)
Website darebizcapital.com
Best suited for B2B companies, especially construction subcontractors, needing invoice-based working capital without long contracts.
DARE Capital is an Austin-based accounts-receivable factoring company, co-founded by Cole Harmonson and Debra Zukonik. It specializes in construction and subcontractor factoring and provides white-label back-room services to other finance companies through its proprietary platform.
Transform factoring partnerships and help growing companies access working capital.
Founded in 2019, DARE Capital is a privately held, founder-led company operating across the United States.
Company profiles like this one are a general overview. To see whether a given lender would work with your business, and what they would actually offer, the answer comes from your own profile. Levr.ai matches you against a network of 50+ small business lenders across Canada and the United States.
Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and DARE Capital. Company details change; confirm anything important directly with the company. Last reviewed July 2026.
Levr.ai is built for brokers who want an easier way to work. Access 50+ lenders, automate application intake, and close more deals faster, while keeping 100% commission. Scaling revenue while delighting clients has never been easier.