DARE Capital

Accounts-receivable factoring company based in Austin

At a glance

Founded 2019
Headquarters Rockwall, Texas
Operates in United States
Ownership Private and founder-owned
Funding range Construction factoring supports projects up to $7,000,000, with advance rates up to 95%
Repayment Factoring — receivables are purchased at a discount and settled as customers pay
Security Secured by invoices; no long-term contracts and no termination fees
Industries Construction subcontractors and manufacturing, and B2B generally where customers are creditworthy
Leadership Cole Harmonson (Co-Founder and CEO), Debra Zukonik (Co-Founder and COO)
Website darebizcapital.com

Top products

Best suited for B2B companies, especially construction subcontractors, needing invoice-based working capital without long contracts.

Other lenders offering these products

FundThrough, Garrington Capital, Capitally

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About DARE Capital

DARE Capital is an Austin-based accounts-receivable factoring company, co-founded by Cole Harmonson and Debra Zukonik. It specializes in construction and subcontractor factoring and provides white-label back-room services to other finance companies through its proprietary platform.

Mission

Transform factoring partnerships and help growing companies access working capital.

By the numbers

  • Founding team brings more than 60 years of combined commercial-finance experience
  • Long-standing leadership involvement with the American Factoring Association

Company history

Founded in 2019, DARE Capital is a privately held, founder-led company operating across the United States.

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Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and DARE Capital. Company details change; confirm anything important directly with the company. Last reviewed July 2026.

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