Founded 2020
Headquarters New York, with offices in San Francisco and Madrid
Operates in Nine countries including the US, Canada, UK, Ireland and Spain
Ownership Private, VC-backed by QED, Invesco, Thomvest and 01 Advisors
Funding range $25,000 to $10,000,000
Repayment Buyer pays in monthly, quarterly or extended instalments; the vendor is paid upfront on net-30 terms
Security Unsecured; qualification based on recurring revenue
Industries B2B software, technology and hardware vendors and their buyers
Capital deployed $2B+ in financing volume across 10,000+ B2B customers
Leadership Co-founded by Miguel Fernandez, Luis Basagoiti, Guli Moreno and Przemek Gotfryd
Website capchase.com
Best suited for B2B technology vendors who want to offer buyers flexible payment terms while being paid upfront.
Capchase is a New York-based fintech company, founded in 2020 by Miguel Fernandez, Ignacio Moreno, Przemek Gotfryd, and Luis Basagoiti. It builds financing and payment tools for B2B software and technology companies, helping vendors offer their customers flexible payment terms while getting paid upfront, including through its Capchase Pay product. Alongside its New York headquarters, it operates offices in San Francisco and Madrid and works across markets in North America and Europe.
Reimagine B2B payments and financing so companies can access working capital and grow revenue.
In June 2025, Capchase acquired the vendor-financing platform Vartana, deepening its vendor-financing offering. The company is independent, privately held, and continues to grow across North America and Europe.
Company profiles like this one are a general overview. To see whether a given lender would work with your business, and what they would actually offer, the answer comes from your own profile. Levr.ai matches you against a network of 50+ small business lenders across Canada and the United States.
Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and Capchase. Company details change; confirm anything important directly with the company. Last reviewed July 2026.
Levr.ai is built for brokers who want an easier way to work. Access 50+ lenders, automate application intake, and close more deals faster, while keeping 100% commission. Scaling revenue while delighting clients has never been easier.
