Personal Guarantees – Up Close and Personal
Discussing bank loans backed by personal guarantees is a conversation I’ve had many times with founders and financial partners since personal guarantees are a very common form of security used in non-dilutive debt financing for early-stage companies by banks in Canada.
Reviewing a Debt Term Sheet
In this post, I’ll go over some of the basic terms in a debt term sheet that you likely won’t see on an equity term sheet.
What is Venture Debt? A Misused or Evolving Term
Knowing that definitions change and words evolve helps to understand some of the confusion that exists today around the definition of “Venture Debt”.
Arming the Rebels – Financing E-Commerce with Merchant Cash Advances (MCA)
When you look at a company from a traditional financing lens you end up with the following thought process: Revenues are growing: Check. Profitable: Check! Collateral: Consumer inventory… Oh.
Financing a Tech Company’s growth with Term Loans – It’s all about Timing
Why does timing matter? The answer is actually quite simple. There is a type of risk that should be financed with Venture Capital funds and less risky spending that can be financed with debt.
First 5 Books to Read for Financing Tech Startups
This is a list of the first five books that I recommend to anyone interested in learning about Financing Technology Startups.
Pros and Cons of Tech Financing Options – Debt, Equity and Bootstrapping
There is a right time and place for each method of financing. They can even be leveraged together or in various combinations throughout the lifecycle of a venture.