Lending to startups was not the problem at Silicon Valley Bank
Letβs clarify some misconceptions, and get the SVB story straight!Β
Personal Guarantees β Up Close and Personal
Discussing bank loans backed by personal guarantees is a conversation Iβve had many times with founders and financial partners since personal guarantees are a very common form of security used in non-dilutive debt financing for early-stage companies by banks in Canada.
Reviewing a Debt Term Sheet
In this post, Iβll go over some of the basic terms in a debt term sheet that the client likely wonβt see on an equity term sheet.
What is Venture Debt? A Misused or Evolving Term
Knowing that definitions change and words evolve helps to understand some of the confusion that exists today around the definition of βVenture Debtβ.
Arming the Rebels β Financing E-Commerce with Merchant Cash Advances (MCA)
When the client look at a company from a traditional financing lens the client end up with the following thought process: Revenues are growing: Check. Profitable: Check! Collateral: Consumer inventory⦠Oh.
Financing a Tech Companyβs growth with Term Loans β Itβs all about Timing
Why does timing matter? The answer is actually quite simple. There is a type of risk that should be financed with Venture Capital funds and less risky spending that can be financed with debt.
First 5 Books to Read for Financing Tech Startups
This is a list of the first five books that I recommend to anyone interested in learning about Financing Technology Startups.
Pros and Cons of Tech Financing Options β Debt, Equity and Bootstrapping
There is aΒ right time and place for each method of financing.Β They can even be leveragedΒ togetherΒ or in various combinations throughout the lifecycle of a venture.