Founded 2006
Headquarters Beverly, Massachusetts
Operates in United States and Canada
Ownership Private lender; rebranded from NFS Leasing in 2025
Funding range $150,000 to $20,000,000+
Repayment Fixed-term leases and asset-backed loans, with credit decisions in 24 to 48 hours
Security Secured, equipment and asset-backed
Industries Construction, healthcare, industrial automation and robotics, IT, life sciences and manufacturing
Capital deployed $2 billion+ financed to date
Leadership Ashley Whyman (President), Cliff Rucker (Founder and Chairman)
Website nfscapital.com
Best suited for non-investment-grade small and middle-market businesses needing equipment financing that banks will not underwrite.
NFS Capital is an independent equipment-finance and asset-backed lending company, founded in 2006 and chaired by Cliff Rucker. It serves small and middle-market businesses that fall outside traditional credit criteria, describing itself as a “story lender.” It operates across the United States and Canada.
Provide fast, flexible equipment financing to businesses that fall outside traditional credit criteria.
The company rebranded from NFS Leasing to NFS Capital in May 2025 to reflect its broader financing and syndication scope. It is privately held.
Company profiles like this one are a general overview. To see whether a given lender would work with your business, and what they would actually offer, the answer comes from your own profile. Levr.ai matches you against a network of 50+ small business lenders across Canada and the United States.
Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and NFS Capital. Company details change; confirm anything important directly with the company. Last reviewed July 2026.
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