IOU Financial
Term loans and a broader range of business financing options
At a glance
Market United States
Company type Small business lender
Profile reviewed October 14, 2026
Official website Visit IOU Financial
Directory status Independent reference profile
Financing categories
- Business term loans
- Business lines of credit
- Bridge and equipment financing
Research focus Term loans and a broader range of business financing options. Confirm current availability directly with the provider.
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About IOU Financial
IOU Financial provides financing for U.S. small businesses and works with established brokers and resellers. Its website lists term loans and business lines of credit alongside equipment financing, invoice factoring and bridge financing. The company serves a range of sectors including healthcare, construction, retail and restaurants.
Financing overview
IOU describes SBA bridge financing as short-term funding while an SBA loan is in process, and tenant improvement bridge financing as funding ahead of an expected reimbursement. These are distinct from a final SBA loan or a general term loan. Confirm the provider and repayment source for the specific product offered.
What brokers should confirm
Use these questions to prepare a lender conversation. This is a review checklist, not a statement of IOU Financialβs underwriting requirements.
- For bridge financing, document the expected takeout or reimbursement and what happens if it is delayed.
- Confirm the originating provider, payment schedule and requirements for any additional financing product.
- Review partner onboarding and prepare a consistent client file with the use of funds and existing obligations clearly explained.
Official sources
Company and product information was checked against these official pages on October 14, 2026. Products and availability can change.
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Directory note
This is an independent company reference. A listing does not imply a Levr partnership, endorsement or availability through Levr. Levr is software for business-loan brokers and does not lend or underwrite. Confirm products, eligibility and terms directly with the provider. No approval or funding outcome is guaranteed.