Founded 2014
Headquarters South Jordan, Utah; parent company Enova is based in Chicago
Operates in United States, 41 states plus DC
Ownership Subsidiary of Enova International (NYSE: ENVA)
Funding range Line of credit up to $100,000
Repayment Revolving draw with 12, 18 or 24-month terms, weekly or monthly payments, non-compounding interest
Industries Construction, scientific and technical services, finance and insurance, transportation and warehousing, real estate, retail, food services, marketing, legal and healthcare
Website headwaycapital.com
Best suited for established US small businesses above $50,000 annual revenue wanting revolving credit rather than a lump sum. Note that applications now route to OnDeck, a sister Enova brand.
Headway Capital is a small-business lending brand operated by Enova International, a publicly traded fintech (NYSE: ENVA) headquartered in Chicago. It provides small businesses with a straightforward, fully online line of credit and was among Enova’s first small-business brands.
Give small businesses simple, flexible access to working capital to grow.
Headway Capital operates as a brand within Enova International rather than a standalone company, part of Enova’s portfolio of small-business lending brands.
Company profiles like this one are a general overview. To see whether a given lender would work with your business, and what they would actually offer, the answer comes from your own profile. Levr.ai matches you against a network of 50+ small business lenders across Canada and the United States.
Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and Headway Capital. Company details change; confirm anything important directly with the company. Last reviewed July 2026.
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