Clearco

Funding and working capital for ecommerce and online businesses

At a glance

Founded 2015, originally as Clearbanc
Headquarters Toronto, Ontario
Operates in Requires US incorporation and a US business bank account
Ownership Private, VC-backed by Emergence, Social Capital, Highland, Oak HC/FT, SoftBank Vision Fund and Inovia
Funding range Based on revenue; requires $100,000+ monthly revenue to qualify
Repayment Revenue-based with capped weekly payments over four, five or six months, or rolling capacity; no early-payment penalty
Security No personal guarantees and no blanket liens; security interest in purchased future receivables
Industries Direct-to-consumer ecommerce and SaaS; apparel, food and beverage, beauty
Capital deployed $3B+ across 10,000+ businesses, 65% of whom fund again
Leadership Andrew Curtis (CEO); founded by Andrew D’Souza and Michele Romanow
Website clear.co

Top products

Best suited for fast-growing US-incorporated DTC ecommerce and SaaS brands with 12+ months of trading history.

Other lenders offering these products

Wayflyer, Lighter Capital, 8fig

See if your business qualifies

About Clearco

Clearco is a fintech company, co-founded in 2015 by Andrew D’Souza and Michele Romanow and originally known as Clearbanc. It provides funding and working capital to ecommerce and online businesses, and is now led by CEO Andrew Curtis. Investors include Inovia Capital, Oak HC/FT, and Emergence.

Mission

Be a founder-first capital partner delivering fast, flexible funding for ecommerce growth.

By the numbers

  • More than $3B deployed to over 10,000 brands (company figure)
  • Backed by investors including Inovia Capital, Oak HC/FT, Highland Capital, Emergence, and Social Capital

Company history

The company rebranded from Clearbanc to Clearco in 2021. After a period of restructuring, it completed a Series D round in 2023 led by Inovia Capital and a leadership change, and continues to operate across North America. It is privately held.

See which lenders Levr works with

Company profiles like this one are a general overview. To see whether a given lender would work with your business, and what they would actually offer, the answer comes from your own profile. Levr.ai matches you against a network of 50+ small business lenders across Canada and the United States.

Levr.ai is an independent business loan marketplace. This profile is provided as general reference and does not imply a partnership, affiliation, or endorsement between Levr.ai and Clearco. Company details change; confirm anything important directly with the company. Last reviewed July 2026.

Made for modern brokers

Levr.ai is built for brokers who want an easier way to work. Access 50+ lenders, automate application intake, and close more deals faster, while keeping 100% commission. Scaling revenue while delighting clients has never been easier.